Compare Smart Pension and The Peoples Pension

See how Smart Pension compares to NEST
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	Smart Pension	Nest
Trustpilot rating	4.6 (Excellent)	4.1 (Great)
Employers signed up	Over 70,000	Over 1 million
Number of members	Over 1 million	Ove 12 million
Mobile app
Find and combine pensions tool
Payroll integration

^{Information is taken from company websites. Comparisons based on information sourced September 2024 and will be updated every six months. The information contained here is for general information purposes only and we accept no responsibility or liability for the use, reference to or reliance on any information contained here. We encourage you to do your own research of pension providers and this is not considered advice.}

How Smart Pension investment performance compares to competitors over the last three years

Pension provider	3 years cumulative performance
Smart Pension (D)	20.8%
Nest (F)	14.7%

_Source:_{Trustnet of charges. Funds used}_NOW:pensions_{- NOW Pensions Diversified Growth, Penfold - BlackRock MyMap 6 D Acc,}_{The Peoples Pension}_{- Global Investments (up to 85% shares) 0.5% Pn,}_{Smart Pension}_{- Smart Sustainable Growth,}_Aviva_{- Aviva Pen My Future Focus Growth Pn S3,}_NEST_{- NEST 2040 Retirement Pn,}_{Royal London}_{- RLP Governed Portfolio 4 Pension,}_{Scottish Widows}_{- Scottish Widows Pension Portfolio Three Pension Series 2, L&G -}_{L&G Pension}_{(PMC) 2065-2070 Pathway Pn 3,}_{Standard Life}_{- Stan Life Sustainable Multi Asset (AP) Pn S3. Natwest Cushon isn’t included in these figures because their fund is on Trustnet, but only has one year of performance which is not a good enough long term comparison. Past performance is not an indicator of future performance.}
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Why Smart Pension?

Easy to use app – with real-time pension access, members can access their account through the app or website

Award-winning investments – our investments have a sustainable approach whilst also focuses on maximising returns for members

Streamlined pension admin – connecting your payroll software to Smart Pension and automating pension uploads

Value for money – many companies switch to us to reduce the fees that they and their employees are paying

Employer account – comply with auto enrolment legislation and extract real-time data and key management information, all at the touch of a button

Stand-out service – with full project management support, from transferring data to communicating the change to employees, we have a seamless process

Financial well-being – meaningful support provided to all members about all their finances, not just pensions

Smart Rewards – free access to discounts and cashback at over 1,400 major retailers, saving members’ up to £600 a year

Workplace pensions – a side by side competitor comparison

Smart Pension

The Peoples Pension

Smart Pension

Natwest Cushon

Smart Pension

The Peoples Pension

Smart Pension

Aviva

Compare pensions

Smart Pension

Natwest Cushon

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Smart Pension

The Peoples Pension

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Compare more workplace pensions

Companies who recommend Smart Pension

Radfield Home Care Ltd, Shrewsbury

Having used other automatic enrolment pension schemes, I can say that Smart Pension is the best one I have come across for a few reasons. The set up of new schemes is very simple and the platform is easy to navigate and understand. The customer support is excellent and I believe that our employees have a similar experience with their individual pension accounts.

Inspired Villages,
UK

The set-up of new schemes is supported by our dedicated point of contact and we always receive quick replies and excellent support from the Smart Pension team regarding any contribution queries. Our employees have access to their own pension account online, so they can easily keep up to date with their pension, plus Smart Pension offers excellent employee benefits and a good choice of funds.

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