Build your pension

The earlier you start building your pension savings, the more likely you will have the lifestyle you want in retirement

Take control of your future

Everyone’s financial plans are different.

To keep you in control of your later life savings, your Smart Pension account allows you to choose how much you contribute each month, how your money is invested and a level of investment risk that suits you.

You can also easily find and transfer your old pensions so all your savings are in one place.

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Get a digital mid-life MOT

Are you prepared for later life? The government's mid-life MOT website has services, tools and charity resources to help you start thinking about your work, health and money with future planning in mind. It's aimed at people aged 45 to 65 but you can use it at any age.

We take responsible investment seriously

Did you know that your pension savings can help tackle climate change while also delivering strong returns on your investment?

Our default fund is invested in a sustainable way. We invest your pension savings to make a difference, creating and maintaining a world that we all want to retire into. 

Approaching retirement

Having the peace of mind that you’re in control of when and how you retire is important.

Check in on your later life savings plan to see if you’re on track to meet your goals.

Meet SAVA – our Smart Avatar Virtual Assistant

Say hello to SAVA – your Smart Avatar Virtual Assistant. She’s here to answer questions that you may have about your pension savings 24/7. You can ask her things like ‘how do I increase my contributions?’ or ‘how do I update my personal details?’

Financial wellbeing hub

It’s important to us that you feel comfortable with all of your finances, not just pensions. That’s why we provide you with support that goes way beyond saving for retirement.