Welplan Pensions members

Welcome to the Smart Pension Master Trust

The Smart Pension Master Trust

The trustee of Welplan Pensions has chosen us as the default scheme for receiving members’ pension savings and future contributions.We are authorised by The Pensions Regulator and looked after by independent trustees. Our commitment to technology, strong governance and customer service will provide you and your employees with a simple journey both before and after retirement.If you would like to learn more about the new Smart Pension scheme, take a look at our Smart Pension snapshot.

Employer features

  • Get started with your Smart Pension account
  • online contribution upload
  • auto enrolment employee assessment
  • re-enrolment assessment
  • regular member communications
  • contribution payment via direct debit
  • payroll integration with the majority of payroll providers

Member features

  • low charges
  • a default investment strategy
  • wide range of investment options
  • full online and mobile app features
  • Amazon Alexa and Google Assistant integration
  • full retirement options available from within this scheme

Member charges

There are lower charges for members who join Smart Pension from Welplan Pensions. This will be an annual management charge of 0.45% of members’ funds for the default investment strategy. This is a reduction from the charge of 0.60% for the Welplan Pensions default investment strategy.

Smart Pension investment options

Our investment guide sets out our full list of investment options, including our default investment strategy for members who do not wish to make their own investment decisions.

The guide also includes information about:

  • our updated investment strategy
  • the charges that members will pay
  • how the investments are managed
  • the level of risk of each fund
  • what should be considered when selecting investment funds

New retirement options – Smart Retire

Smart Retire is a clear, simple way for members to plan what to do with their pension savings and gives them the flexibility to manage their money in retirement. It has been designed to guide members through the complexity of decision making in retirement.

External link

Contact us

If you have any questions please email welplanenquiries@smartpension.co.uk

If you are an adviser please email adviser@smartpension.co.uk.