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Join 100,000 employers who are helping two million individuals save for retirement.
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Advisers
Why choose Smart Pension
Why choose us
Investments
Retirement
Payroll integration
Salary sacrifice
Our charges
Quick links
Scheme governance
Scheme information
Investment funds
News and insights
Help and support
Help centre
Contact us
Set up a new client today
Join the thousands of advisers who are already using Smart Pension
Why choose us
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For businesses who have or are interested in having a workplace pension with us
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Manage your pension scheme
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Members
Check your personal pension account
Sign in
Advisers
Manage your clients
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Join us
Employers
For companies who are interested in having a workplace pension with us
Join us
Members
For anyone with a Smart Pension account through their employer
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Advisers
For accountants, payroll companies, IFAs who are interested in setting up a workplace pension for their clients with us
Join us
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Employers
Why choose Smart Pension
Why choose us
Investments
Retirement
Payroll integration
Salary sacrifice
Our charges
Quick links
Scheme governance
Scheme information
Investment funds
News and insights
Help and support
Help centre
Contact us
Join 100,000 employers who are helping two million individuals save for retirement.
Why choose us
Join us
Members
Manage your pension
Your Smart Pension
Download the app
Your investments
Grow your pension
Transfer a pension
Add money
Retirement
Get retirement ready
Taking your pension
Financial wellbeing and tools
Financial wellbeing hub
Life expectancy calculator
Retirement needs calculator
Help and support
Help centre
News and insights
Contact us
Trusted by 250,000+ app users
Apple store
Google Play
Advisers
Why choose Smart Pension
Why choose us
Investments
Retirement
Payroll integration
Salary sacrifice
Our charges
Quick links
Scheme governance
Scheme information
Investment funds
News and insights
Help and support
Help centre
Contact us
Set up a new client today
Join the thousands of advisers who are already using Smart Pension
Why choose us
Join us
Help
Employer support
For businesses who have or are interested in having a workplace pension with us
Help centre
Member support
For members who have been enrolled into a Smart Pension scheme
Help centre
Adviser support
For accountants, IFAs and payroll companies who offer or would like to offer a Smart Pension to their clients
Help centre
Sign in
Employers
Manage your pension scheme
Sign in
Members
Check your personal pension account
Sign in
Advisers
Manage your clients
Sign in
Join us
Employers
For companies who are interested in having a workplace pension with us
Join us
Members
For anyone with a Smart Pension account through their employer
Sign in
Advisers
For accountants, payroll companies, IFAs who are interested in setting up a workplace pension for their clients with us
Join us
Search
Search
Search
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Retirement > FAQs about Retirement
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What happens if I die before I retire?
What are means-tested benefits?
Taking your pension savings early
How to complete your retirement application form
How much money will I need when I retire?