Setting a new standard for workplace pensions
assets under management
members
5-star Trustpilot reviews
employers
As of June 2026
One of the UK’s largest and fastest-growing pension providers
Offering a workplace pension as a defined contribution master trust for employers of all sizes.
We are digital first, not digital only. We provide excellent customer experiences and access to human expertise as standard.
Our technology is our backbone, removing barriers and creating frictionless experiences, clear choices and speed.
We push to modernise pensions. Reducing pain points and innovating to deliver better long-term outcomes, for people and the world we live in.
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Why choose Smart Pension?
100,000 employers already choose Smart Pension as their workplace pension provider of choice, and these are some of the reasons why.
Stand-out service
With efficient technology and support processes in place, members get the time, attention and resources they need.
A digital approach
Whether it’s through the Smart Pension app or our easy-to-use online account, members can make instant changes to their pension.
Payroll integration
Our platform integrates with payroll software, automating routine tasks and streamlining administration for employers.
Investments
Our carefully constructed and governed investment strategies are designed for positive long-term outcomes.
Retirement
We offer a range of retirement options, practical support and built-in planning tools to help members retire the way that suits them.
Salary sacrifice
We offer this as standard. Explore to see how your business and employees could pay less National Insurance (NI) contributions.
Expert governance
You can be confident that members’ savings are looked after and that expert governance is in place.
Value for money
Our digital-first technology helps boost efficiency, keeping costs low for members.
Backed by trusted global financial investors
Find out more
Don’t just take our word for it
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They are very helpful and they know what they're talking about. I highly recommend this company.
The staff member was really friendly and professional and sorted my query completely, great service.
The best pension support of any. I can confidently say that Smart Pension stands out as the best.
Join Smart Pension today
Join 100,000 employers and more than two million individuals already using Smart Pension to help save for retirement.