The First Truly Digital
Pensions Platform

The Only FinTech Company Operating A UK Master Trust

We bring a fresh approach to building DC products, giving your employees what they really want.

We constantly innovate - from the latest tech trends such as voice search and artificial intelligence to growing our employee benefits - meaning our offering always stays fresh.



Pension Management… Anywhere

Employee Engagement is acknowledged as crucial to success in modern companies.

Our industry-leading pension management app (Android and iPhone) puts members in touch with their pension savings, with up-to-the-minute data, savings visualisations, and the ability to manage their pension directly.

21st Century Member Support

UK-based phone support. Live chat on desktop, tablet, and mobile. Amazon Alexa & Google Home voice controls for instant pension info. Mobile apps on both Android and iPhone.

Our support is technology-enabled and fully personalised, to offer optimum service to members wherever they are.


Pension support

Governance Insights… From Real-time Data

Real-time data means you can act on true information, rather than relying on a picture that’s weeks or months out of date.

We take ‘big data’ and use it to frame the information given to you in context of the wider pensions universe. Our Digital First ethos lets you shine a light on the choices your employees make, and their preparedness for retirement.


Simple Investment Choices, Expert Transition Management

We manage the complexity in the background, giving your employees simple investment choices to match their needs. Competitive fund structure pricing offers them true value, and a trusted name: our options are built using blue-chip funds from Legal & General.

Our transition management team is experienced in managing large asset switches, and can work with you to consolidate your current scheme into your new section of Smart Pension, whether your current arrangement is a Trust or a Group Personal Pension (GPP).

Innovation At Our Core

Innovation is key to all we do at Smart. Our robust, modern technology stack allows us to create tools and interfaces that genuinely bring members closer to their pension.

From mobile apps to interactive pension tools, to portals putting pensions management in the hands of employers, advisers, and employees directly themselves, we innovate to put our users first.

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Flexible, Customisable

Your pension scheme should reflect your brand. Your employees should experience the benefit of your investment in a way that's tailored to you.

Digital First, we escape the constraints of most pension schemes, allowing us to tailor and personalise schemes. We take your brand and flow this through the way your employees experience their pension, across our full suite of apps, our portal, and communications.

Trusted by business, our awards speak for themselves
Young freelance team working on a project

User Research


At Smart, we constantly carry out user research to learn and understand our users’ needs. It is important to test our new ideas and improve our services we currently offer so we can fulfil the users’ requirements but also to attract new members to join Smart.

We offer opportunities for you to get involved in helping us deliver products and services that suit you.


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Welcome to our news and press section. Here you can stay up-to-date with the latest pension news and find out more about the ongoing work and developments of Smart products and services.



4.3 rating from our customers

The team at Smart Pension are absolutely superb. The service is top notch and nothing is too much trouble for them. I cannot recommend them highly enough.


Paul O

Join 100,000's of Smart Pension users

Smart Pension has built a powerful digital platform which has made auto enrolment scalable and affordable for employers and their employees with minimum cost and disruption.

Mark Zinkula

Chief Executive Officer,
Legal & General Investment Management (LGIM)


It was great to meet the team at Smart Pension, and see how they are looking to innovate even further by harnessing fintech to make pension saving more accessible.

Guy Opperman

Pensions and Financial Inclusion Minister


Smart Pension is disrupting and revolutionising the pensions industry. In order for us to improve our industry leading service, we need to recruit the very best talent. Interested in joining Smart? Then check out our jobs board & learn a little more about the Smart team on the link below.


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TM team

Are you already a Smart Pension member and in need of some assistance with the platform?


Contact us