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The First Truly Digital
Pensions Platform

The Only FinTech Company Operating A UK Master Trust

We bring a fresh approach to building DC products, giving your employees what they really want.

We constantly innovate - from the latest tech trends such as voice search and artificial intelligence to growing our employee benefits - meaning our offering always stays fresh.



Pension Management… Anywhere

Employee Engagement is acknowledged as crucial to success in modern companies.

Our industry-leading pension management app (Android and iPhone) puts members in touch with their pension savings, with up-to-the-minute data, savings visualisations, and the ability to manage their pension directly.

21st Century Member Support

UK-based phone support. Live chat on desktop, tablet, and mobile. Amazon Alexa & Google Home voice controls for instant pension info. Mobile apps on both Android and iPhone.

Our support is technology-enabled and fully personalised, to offer optimum service to members wherever they are.


Pension support

Governance Insights… From Real-time Data

Real-time data means you can act on true information, rather than relying on a picture that’s weeks or months out of date.

We take ‘big data’ and use it to frame the information given to you in context of the wider pensions universe. Our Digital First ethos lets you shine a light on the choices your employees make, and their preparedness for retirement.


Simple Investment Choices, Expert Transition Management

We manage the complexity in the background, giving your employees simple investment choices to match their needs. Competitive fund structure pricing offers them true value, and a trusted name: our options are built using blue-chip funds from Legal & General.

Our transition management team is experienced in managing large asset switches, and can work with you to consolidate your current scheme into your new section of Smart Pension, whether your current arrangement is a Trust or a Group Personal Pension (GPP).

Innovation At Our Core

Innovation is key to all we do at Smart. Our robust, modern technology stack allows us to create tools and interfaces that genuinely bring members closer to their pension.

From mobile apps to interactive pension tools, to portals putting pensions management in the hands of employers, advisers, and employees directly themselves, we innovate to put our users first.

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Flexible, Customisable

Your pension scheme should reflect your brand. Your employees should experience the benefit of your investment in a way that's tailored to you.

Digital First, we escape the constraints of most pension schemes, allowing us to tailor and personalise schemes. We take your brand and flow this through the way your employees experience their pension, across our full suite of apps, our portal, and communications.

Trusted by business, our awards speak for themselves
4.2 rating from our customers

The team at Smart Pension are absolutely superb. The service is top notch and nothing is too much trouble for them. I cannot recommend them highly enough.


Paul O

Excellent rating from defaqto

Smart Pension is the best service you can possibly get at very low cost (in most cases no cost). Software is very easy to use and very difficult to miss the deadline (thanks to reminders). Smart Pension compatible with most accountancy platforms so no hassle to submit a return. Customer service simply incredible. Highly recommended.


Tanya W


Join 100,000's of Smart Pension users

"Smart Pension has built a powerful digital platform which has made auto enrolment scalable and affordable for employers and their employees with minimum cost and disruption."

Mark Zinkula

Chief Executive Officer,
Legal & General Investment Management (LGIM)


"It was great to meet the team at Smart Pension, and see how they are looking to innovate even further by harnessing fintech to make pension saving more accessible."

Guy Opperman

Pensions and Financial Inclusion Minister


Smart Pension is disrupting and revolutionising the workplace pensions industry. In order for us to improve our industry leading auto enrolment service, we must recruit the very best talent.


Find out more

TM team

Looking for more information?
We’d love to talk to you.


Speak to a consultant