Cookie policy for

Updated 1 January 2024

Our website uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website and also allows us to improve our site.


This Cookie Policy (Policy) describes how Smart Pension Limited (‘Smart’, ‘we’, ‘us’ or ‘our’) of 136 George Street, London, W1H 5LD uses cookies and similar technologies when you visit our website. This Policy should be read in conjunction with our Privacy Policy.

What are cookies?

A cookie is a small text file of letters and numbers that are placed on your computer or mobile device when you visit a website. Cookies are widely used to make websites work more efficiently and to provide information to the owners of the site. 

You can find more information about cookies from

Where do cookies come from?

There are two sources of cookies, first party cookies which are set by Smart on your device and third party cookies which are set by a third party service provider.

Smart may use third party cookies to analyse the use of our website. These third party service providers may also collect and use information about your visits to our site and other websites.

Why do we use cookies?

Our website uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website and also allows us to improve our site.

We use cookies and other tracking technologies, for example, to:

  • Improve user experience on our website.
  • Analyse our website traffic and understand who visits our websites, how they navigate around them and how easy they find them to use.
  • Preserve your login state and remember your settings and preferences.
  • Show the most useful content for the users relating to our products and services.

We do not show adverts from third parties on our websites. We do not store any personal information in our cookies that can be used to identify you directly, like your name, email, postcode, or financial information (credit card, bank account).

We do not sell your data to a third party for any reason. To read more about how we protect the information we collect about you, please read our Privacy Policy.

How can you change your cookie settings?

By using our website or other online services, such as our mobile application, you agree to our use of cookies as described in this Policy.

Certain cookies are strictly necessary for making our website work well. But you can control or disable other types of cookies through ‘Cookie Settings’ in our cookie banner which pops up when you visit our website. You can also manage what cookies are stored on your device directly by use of your browser settings. However, blocking some types of cookies may mean you cannot use all the services or features on our websites or other online services.

As explained above, third party cookies are set by someone other than Smart. Some of our pages may also contain content from other sites like YouTube, which may set their own cookies. We have no control over third party cookies, but you can disable them by using your browser settings. Please note that you should check these third parties' privacy notices for further information on their use of your personal data.

Do we transfer your data outside of the UK or EEA?

Information collected may be transferred and stored outside the UK or EEA. Where your personal data is being transferred to countries outside the UK or EEA either by us or by our service providers acting on our behalf, we will ensure that appropriate safeguards and necessary organisational and technical measures are in place to protect your personal data in accordance with the Data Protection Laws. For further information on third parties’ use of your personal data, please check their privacy and cookie notices.

Changes to this Policy

We keep this Policy under regular review and may change it at any time. This Policy is current as of 18 January 2024.

Changes to this Policy

Our Data Protection Officer is Joanne Zhang. If you have any queries about this Policy, please contact