Get started

Here’s everything you need to get started with Smart Pension

Why bother with a workplace pension?

Manage your pension savings wherever you are

Our mobile app makes it easy for you to manage your pension savings wherever you are. You can increase how much you are saving for retirement, change how your money is invested and keep your personal details up to date. If your phone supports it, you can use face ID or your fingerprint to sign in instantly.

Download the Smart Pension app now.

Sign up to Smart Rewards

We know that saving for the long term is important, but so is making the most of your money today – and we want to help you do both.

As a member you have free, unlimited access to discounts at almost every major retailer in the UK – so you could save around £600 a year. And don't worry, there are no catches.

Financial wellbeing hub

It’s important to us that you feel comfortable with all of your finances, not just pensions. That’s why we provide you with support that goes way beyond saving for retirement.

Build your pension

Once you’ve signed in to your Smart Pension Account, updated your personal information and expression of wish and decided how much to contribute, it’s time to think about how you can build your pension savings so you can have the retirement you’d like.

  • Use our retirement calculator to estimate how much you need to retire.
  • Bring your pensions together to make your savings work for you.
  • Choose how you’d like to invest for your future.
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Meet SAVA – our Smart Avatar Virtual Assistant

Say hello to SAVA – our Smart Avatar Virtual Assistant. She’s here to answer questions that you may have about your pension savings, 24/7. You can ask her things like ‘how do I increase my contributions?’ or ‘how do I update my personal details?’