Use the Smart Pension mobile app
The Smart Pension mobile app can help you to stay on top of your retirement plans
The Smart Pension app is secure and easy to use
You won’t need to check in on your pension savings every day. They're designed to be a long-term investment. But if you do need or want to get an update, then Smart Pension makes it easy to get that information straight away. There’s no need to make a phone call or to wait for a letter.
Our app will give you real time information about your pension savings. It puts your future into the palm of your hand.
The Smart Pension app is secure and easy to use
You won’t need to check in on your pension savings every day. They're designed to be a long-term investment. But if you do need or want to get an update, then Smart Pension makes it easy to get that information straight away. There’s no need to make a phone call or to wait for a letter.
Our app will give you real time information about your pension savings. It puts your future into the palm of your hand.
Get real time valuations
You can see how much you’ve saved and what your employer has added too. The Smart Pension app shows what your pension savings are worth now, and - using basic assumptions – what they may be worth in the future.
Get real time valuations
You can see how much you’ve saved and what your employer has added too. The Smart Pension app shows what your pension savings are worth now, and - using basic assumptions – what they may be worth in the future.
Use Face ID or your fingerprint to sign in
If your phone supports Face ID or fingerprint technology, we'll use these features to keep your pension details private.
Don’t worry, if your smartphone doesn’t have those features yet or you don't want to use them. As an alternative, we’ll ask you for the password that’s connected to your Smart Pension account.
Use Face ID or your fingerprint to sign in
If your phone supports Face ID or fingerprint technology, we'll use these features to keep your pension details private.
Don’t worry, if your smartphone doesn’t have those features yet or you don't want to use them. As an alternative, we’ll ask you for the password that’s connected to your Smart Pension account.
Make instant changes to your account
Through the Smart Pension app, you can make instant changes to your account and the way we’re investing your savings. You can also use the Smart Pension app to let us know about changes to your preferred retirement date.
You can use your Smart Pension app to tell us about your expression of wish, and who should receive your pension savings if anything happens to you. You can also:
- activate a private live chat session with our customer services team
- read messages from our team to stay on top of your pension savings
- manage membership details and update your personal information
- change your security preferences and refresh your password
Make instant changes to your account
Through the Smart Pension app, you can make instant changes to your account and the way we’re investing your savings. You can also use the Smart Pension app to let us know about changes to your preferred retirement date.
You can use your Smart Pension app to tell us about your expression of wish, and who should receive your pension savings if anything happens to you. You can also:
- activate a private live chat session with our customer services team
- read messages from our team to stay on top of your pension savings
- manage membership details and update your personal information
- change your security preferences and refresh your password
Instant changes to your
pension savings
You won’t need to check in on your pension savings every day. They're designed to be a long-term investment. But if you do need or want to get an update, then the secure Smart Pension makes it easy to get that information straight away. There’s no need to make a phone call or to wait for a letter.
Our app will give you real time information about your pension savings. It puts your future into the palm of your hand.
Instant changes to your
pension savings
You won’t need to check in on your pension savings every day. They're designed to be a long-term investment. But if you do need or want to get an update, then the secure Smart Pension makes it easy to get that information straight away. There’s no need to make a phone call or to wait for a letter.
Our app will give you real time information about your pension savings. It puts your future into the palm of your hand.
Instant changes to your
pension savings
You won’t need to check in on your pension savings every day. They're designed to be a long-term investment. But if you do need or want to get an update, then the secure Smart Pension makes it easy to get that information straight away. There’s no need to make a phone call or to wait for a letter.
Our app will give you real time information about your pension savings. It puts your future into the palm of your hand.
Instant changes to your
pension savings
You won’t need to check in on your pension savings every day. They're designed to be a long-term investment. But if you do need or want to get an update, then the secure Smart Pension makes it easy to get that information straight away. There’s no need to make a phone call or to wait for a letter.
Our app will give you real time information about your pension savings. It puts your future into the palm of your hand.
The Smart Pension app is secure and easy to use
You won’t need to check in on your pension savings every day. They're designed to be a long-term investment. But if you do need or want to get an update, then Smart Pension makes it easy to get that information straight away. There’s no need to make a phone call or to wait for a letter.
Our app will give you real time information about your pension savings. It puts your future into the palm of your hand.
The Smart Pension app is secure and easy to use
You won’t need to check in on your pension savings every day. They're designed to be a long-term investment. But if you do need or want to get an update, then Smart Pension makes it easy to get that information straight away. There’s no need to make a phone call or to wait for a letter.
Our app will give you real time information about your pension savings. It puts your future into the palm of your hand.
The Smart Pension app is secure and easy to use
Get real time valuations
You can see how much you’ve saved and what your employer has added too. The Smart Pension app shows what your pension savings are worth now, and - using basic assumptions – what they may be worth in the future.
Get real time valuations
You can see how much you’ve saved and what your employer has added too. The Smart Pension app shows what your pension savings are worth now, and - using basic assumptions – what they may be worth in the future.
Get real time valuations
Use Face ID or your fingerprint to sign in
If your phone supports Face ID or fingerprint technology, we'll use these features to keep your pension details private.
Don’t worry, if your smartphone doesn’t have those features yet or you don't want to use them. As an alternative, we’ll ask you for the password that’s connected to your Smart Pension account.
Use Face ID or your fingerprint to sign in
If your phone supports Face ID or fingerprint technology, we'll use these features to keep your pension details private.
Don’t worry, if your smartphone doesn’t have those features yet or you don't want to use them. As an alternative, we’ll ask you for the password that’s connected to your Smart Pension account.
Use Face ID or your fingerprint to sign in
Make instant changes to your account
Through the Smart Pension app, you can make instant changes to your account and the way we’re investing your savings. You can also use the Smart Pension app to let us know about changes to your preferred retirement date.
You can use your Smart Pension app to tell us about your expression of wish, and who should receive your pension savings if anything happens to you. You can also:
- activate a private live chat session with our customer services team
- read messages from our team to stay on top of your pension savings
- manage membership details and update your personal information
- change your security preferences and refresh your password
Make instant changes to your account
Through the Smart Pension app, you can make instant changes to your account and the way we’re investing your savings. You can also use the Smart Pension app to let us know about changes to your preferred retirement date.
You can use your Smart Pension app to tell us about your expression of wish, and who should receive your pension savings if anything happens to you. You can also:
- activate a private live chat session with our customer services team
- read messages from our team to stay on top of your pension savings
- manage membership details and update your personal information
- change your security preferences and refresh your password
Make instant changes to your account
Smart All Stocks Index - Linked Gilts Index Fund
Aims to track the return of the FTSE Actuaries British Government Index Linked All Stocks Index, which features UK government bonds with returns linked to the Retail Price Index (RPI).
Smart Annuity Fund
Aims to invest in a way which matches the broad characteristics of investments underlying the pricing of a typical non-inflation linked annuity.
Smart Cash Fund
Aims to maintain capital and provide a return in-line with money market rates by investing in a range of money market securities denominated in sterling.
Smart De-risking Fund
This fund has been created so that it will typically suit most of our members who are approaching their target retirement age and would like a lower level of volatility than the smart growth funds.
Smart Ethical Global Equity Index Fund
Aims to track a filtered index, which excludes companies that operate in industries that breach certain ethical criteria.
Smart Future Fund
This fund aims to replicate the asset allocation, performance and risk profile of our Smart Growth Moderate fund, whilst incorporating additionalscreening criteria that revalues the weighting of each investment depending on their Environmental, Social, and Governance (ESG) score. It aims to limit the additional risks associated with ESG factors.
Smart Growth Fund - Higher Risk
This fund carries a higher risk of fluctuation to your savings but has the potential for high growth, though this is not guaranteed
Smart Growth Fund - Lower Risk
This fund carries the lowest risk of loss but also reduced likelihood of a high return, but it may be suitable if you are concerned about volatility.
Smart Growth Fund - Moderate Risk
This fund has been created so that it will typically suit most our members, it has the medium level of risk of these funds.
Smart Income Fund
Aims to provide long-term investment growth up to and during retirement, to facilitate the drawdown of retirement income.
Smart Lower Risk Fund
This fund has been created so that it will typically suit most of our members who are approaching their target retirement age and would like an even lower level of volatility than the smart growth funds and the de-risking fund.
Smart North America Equity Index Fund
Aims to track the return of the FTSE World North America Index, which provides broad exposure to companies in the North American equity market.
Smart Overseas Bond Index Fund - GBP Hedged
Aims to invest in different types of bonds, including corporate and government bonds both in the UK and overseas.
Smart Sharia Fund
Aims to create long term appreciation of capital through investment in a diversified portfolio of securities which meets Islamic investment principles.
Smart UK FTSE 100 Equity Index Fund
Aims to track the return of the FTSE 100 Index, which contains the largest listed companies on the UK stock market.
Smart World (ex UK) Developed Equity Index Fund
Aims to track the performance of the FTSE Developed (ex UK) Index, which provides broad exposure to large and mid-cap companies in the developed world, excluding the UK.
Smart World Emerging Markets Equity Index Fund
Aims to track the return of the FTSE All-World Emerging Index, which provides access to key emerging economies including Brazil, Russia, India and China.
Smart Pension's fund choices
Smart All Stocks Index - Linked Gilts Index Fund
Aims to track the return of the FTSE Actuaries British Government Index Linked All Stocks Index, which features UK government bonds with returns linked to the Retail Price Index (RPI).
Smart Annuity Fund
Aims to invest in a way which matches the broad characteristics of investments underlying the pricing of a typical non-inflation linked annuity.
Smart Cash Fund
Aims to maintain capital and provide a return in-line with money market rates by investing in a range of money market securities denominated in sterling.
Smart De-risking Fund
This fund has been created so that it will typically suit most of our members who are approaching their target retirement age and would like a lower level of volatility than the smart growth funds.
Smart Ethical Global Equity Index Fund
Aims to track a filtered index, which excludes companies that operate in industries that breach certain ethical criteria.
Smart Future Fund
This fund aims to replicate the asset allocation, performance and risk profile of our Smart Growth Moderate fund, whilst incorporating additionalscreening criteria that revalues the weighting of each investment depending on their Environmental, Social, and Governance (ESG) score. It aims to limit the additional risks associated with ESG factors.
Smart Growth Fund - Higher Risk
This fund carries a higher risk of fluctuation to your savings but has the potential for high growth, though this is not guaranteed
Smart Growth Fund - Lower Risk
This fund carries the lowest risk of loss but also reduced likelihood of a high return, but it may be suitable if you are concerned about volatility.
Smart Growth Fund - Moderate Risk
This fund has been created so that it will typically suit most our members, it has the medium level of risk of these funds.
Smart Income Fund
Aims to provide long-term investment growth up to and during retirement, to facilitate the drawdown of retirement income.
Smart Lower Risk Fund
This fund has been created so that it will typically suit most of our members who are approaching their target retirement age and would like an even lower level of volatility than the smart growth funds and the de-risking fund.
Smart North America Equity Index Fund
Aims to track the return of the FTSE World North America Index, which provides broad exposure to companies in the North American equity market.
Smart Overseas Bond Index Fund - GBP Hedged
Aims to invest in different types of bonds, including corporate and government bonds both in the UK and overseas.
Smart Sharia Fund
Aims to create long term appreciation of capital through investment in a diversified portfolio of securities which meets Islamic investment principles.
Smart UK FTSE 100 Equity Index Fund
Aims to track the return of the FTSE 100 Index, which contains the largest listed companies on the UK stock market.
Smart World (ex UK) Developed Equity Index Fund
Aims to track the performance of the FTSE Developed (ex UK) Index, which provides broad exposure to large and mid-cap companies in the developed world, excluding the UK.
Smart World Emerging Markets Equity Index Fund
Aims to track the return of the FTSE All-World Emerging Index, which provides access to key emerging economies including Brazil, Russia, India and China.