Use the Smart Pension mobile app

The Smart Pension mobile app can help you to stay on top of your retirement plans

The Smart Pension app is secure and easy to use

You won’t need to check in on your pension savings every day. They're designed to be a long-term investment. But if you do need or want to get an update, then Smart Pension makes it easy to get that information straight away. There’s no need to make a phone call or to wait for a letter.

Our app will give you real time information about your pension savings. It puts your future into the palm of your hand.

The Smart Pension app is secure and easy to use

You won’t need to check in on your pension savings every day. They're designed to be a long-term investment. But if you do need or want to get an update, then Smart Pension makes it easy to get that information straight away. There’s no need to make a phone call or to wait for a letter.

Our app will give you real time information about your pension savings. It puts your future into the palm of your hand.

Get real time valuations

You can see how much you’ve saved and what your employer has added too. The Smart Pension app shows what your pension savings are worth now, and - using basic assumptions – what they may be worth in the future.

Get real time valuations

You can see how much you’ve saved and what your employer has added too. The Smart Pension app shows what your pension savings are worth now, and - using basic assumptions – what they may be worth in the future.

Use Face ID or your fingerprint to sign in

If your phone supports Face ID or fingerprint technology, we'll use these features to keep your pension details private.

Don’t worry, if your smartphone doesn’t have those features yet or you don't want to use them. As an alternative, we’ll ask you for the password that’s connected to your Smart Pension account.

Use Face ID or your fingerprint to sign in

If your phone supports Face ID or fingerprint technology, we'll use these features to keep your pension details private.

Don’t worry, if your smartphone doesn’t have those features yet or you don't want to use them. As an alternative, we’ll ask you for the password that’s connected to your Smart Pension account.

Make instant changes to your account

Through the Smart Pension app, you can make instant changes to your account and the way we’re investing your savings. You can also use the Smart Pension app to let us know about changes to your preferred retirement date.

You can use your Smart Pension app to tell us about your expression of wish, and who should receive your pension savings if anything happens to you. You can also:

  • read messages from our team to stay on top of your pension savings
  • manage membership details and update your personal information
  • change your security preferences and refresh your password

Make instant changes to your account

Through the Smart Pension app, you can make instant changes to your account and the way we’re investing your savings. You can also use the Smart Pension app to let us know about changes to your preferred retirement date.

You can use your Smart Pension app to tell us about your expression of wish, and who should receive your pension savings if anything happens to you. You can also:

  • read messages from our team to stay on top of your pension savings
  • manage membership details and update your personal information
  • change your security preferences and refresh your password

Instant changes to your
pension savings

You won’t need to check in on your pension savings every day. They're designed to be a long-term investment. But if you do need or want to get an update, then the secure Smart Pension makes it easy to get that information straight away. There’s no need to make a phone call or to wait for a letter.
Our app will give you real time information about your pension savings. It puts your future into the palm of your hand.

Instant changes to your
pension savings

You won’t need to check in on your pension savings every day. They're designed to be a long-term investment. But if you do need or want to get an update, then the secure Smart Pension makes it easy to get that information straight away. There’s no need to make a phone call or to wait for a letter.
Our app will give you real time information about your pension savings. It puts your future into the palm of your hand.

Instant changes to your
pension savings

You won’t need to check in on your pension savings every day. They're designed to be a long-term investment. But if you do need or want to get an update, then the secure Smart Pension makes it easy to get that information straight away. There’s no need to make a phone call or to wait for a letter.
Our app will give you real time information about your pension savings. It puts your future into the palm of your hand.

Instant changes to your
pension savings

You won’t need to check in on your pension savings every day. They're designed to be a long-term investment. But if you do need or want to get an update, then the secure Smart Pension makes it easy to get that information straight away. There’s no need to make a phone call or to wait for a letter.
Our app will give you real time information about your pension savings. It puts your future into the palm of your hand.

Smart Pension's fund choices

Smart Active Impact Bond Fund

Aims to invest in bonds which have an environmental impact and generate financial return above the global green bond market, taking into account Environmental, Social and Governance issues when selecting investments.

Smart Active Impact Equity Fund

The aim of this fund is to invest in equities which provide growth over the long term (being a period of five years or more) and invest in companies that contribute to the achievement of the United Nations’ Sustainable Development Goals.

Smart All Stocks Index – Linked Gilts Index Fund

Aims to track the return of the FTSE Actuaries British Government Index Linked All Stocks Index, which features UK government bonds with returns linked to the Retail Price Index (RPI).

Smart Annuity Fund

Aims to improve potential outcomes for investors likely to purchase fixed annuities by providing a diversified exposure to assets that reflect the broad characteristics of investments underlying a typical traditional level annuity product, incorporating Environmental, Social and Governance (“ESG”) considerations as part of the investment strategy.

The fund cannot provide full protection against changes in annuity rates for individual members as these also depend upon a number of other factors (e.g. changes to mortality assumptions).

Smart Cash Fund

Aims to maintain capital and provide a return in-line with money market rates by investing in a range of money market securities denominated in sterling.

Smart Ethical and Climate Fund

Aims to track a filtered index, which excludes companies that operate in industries that breach certain ethical criteria.

Smart Global Bond Index Fund

Aims to invest in different types of bonds in the UK and overseas, taking into account Environmental, Social and Governance factors.

Smart Growth Fund – Higher Risk

This fund carries a higher risk of fluctuation to your savings than other growth funds available but has the potential for high growth, though this is not guaranteed.

Smart Growth Fund – Lower Risk

This fund carries the lowest risk of fluctuation to your savings than other growth funds available but also reduced likelihood of a high return. It may be suitable if you are concerned about volatility.

Smart Income Fund

Aims to provide long-term investment growth up to retirement, and to support flexible income during retirement, taking into account Environmental, Social and Governance factors.

Smart North America Equity Index Fund

Aims to provide broad exposure to companies in the North American equity market, taking into account Environmental, Social and Governance factors.

Smart Sharia Fund

Aims to create long term appreciation of capital through investment in a diversified portfolio of securities which meets Islamic investment principles.

Smart Sustainable Growth Core

Aims to take advantage of Environmental, Social and Governance factors by investing more in companies which score well in these areas.

Smart Sustainable Growth Fund

Aims to take advantage of Environmental, Social and Governance factors by investing more in companies which score well in these areas to mitigate Environmental, Social and Governance risks and benefit people and the planet by having a moderate allocation to investments contributing to solutions for environmental and social issues.

Smart Sustainable Growth Plus

Aims to take advantage of Environmental, Social and Governance factors by investing more in companies which score well in these areas to mitigate Environmental, Social and Governance risks and benefit people and the planet by having a high allocation to investments contributing to solutions for environmental and social issues.

Smart UK Equity Index Fund

Aims to provide broad exposure to the UK stock market, taking into account Environmental, Social and Governance factors.

Smart World (ex UK) Developed Equity Index Fund

Aims to provide broad exposure to large and mid-cap companies in the developed world, excluding the UK, taking into account Environmental, Social and Governance factors.

Smart World Emerging Markets Equity Index Fund

Aims to provide access to key emerging economies taking into account Environmental, Social and Governance factors.

Need some help?

You can speak to SAVA, contact us or visit the help centre