Retirement savings are powerful – if invested wisely, they can grow as well as help with major global issues

Use your pension to help tackle the climate crisis

Did you know that a green pension can cut carbon 21x more than giving up flying, going vegetarian and switching energy provider (source: Make My Money Matter)?

Hear from ten savers as they discover just how powerful their pension is and how surprised they are to learn where their pension savings are invested.

Our pension is sustainable

1. Our default fund is invested in a sustainable way

Most pension schemes have an aim to invest in sustainable funds in the future. At Smart Pension, it’s something that we’re already doing. 

2. Net Zero by 2040, and we’ve already reduced our emissions by 50%

Our default growth fund will be net zero by 2040. This is ten years earlier than 2050, which is when most pension providers are committing to be net zero.

3. Removing deforestation from our investments

Over a billion people rely on forests for food, shelter, medicine or fuel. That’s why we are committed to removing deforestation from our investments.

4. Investing in green projects

We invest in the Mirova Global Green Bond Fund which finances specific projects with high environmental and social impact, by selecting the opportunities that will reshape our future for a low carbon world.

5. One of the first carbon-zero office buildings in central London

We moved into new offices, known as ‘The Smart Building’, in 2022. They are operationally carbon-zero, powered entirely by electricity from renewable sources.

corn crop growing on farm

6. Investing to improve biodiversity

Biodiversity supports everything in nature that we need to survive such as food, clean water, medicine and good health. That's why we invest members investments’ in a biodiversity fund.

7. Investing in the transition to a lower carbon economy

We invest in the J.P. Morgan Carbon Transition Fund which invests in industries that manage the risks of climate change and contribute to the solutions.

corn crop growing on farm

8. Our investment approach helps local communities

We are focused on investing into projects or businesses that benefit local communities, such as education, clinical research and renewable energy, as well as providing a strong potential financial return.

Investment funds and downloads

Download fund factsheets and other investment-related documents and find out how our investment funds have performed.

Understanding pension saving volatility

Various events can cause investments to go up and down, including global pandemics, changes in government or central bank policies, war and crises, changes in the demand and supply of certain products, and much more. While we can’t control the impact of these changes on investments, we look to offer a range of investment options.

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Learn about sustainable investing

Learn how saving for retirement can help tackle climate change. Discover what ESG is and more.

Learn more

Explore investment options

We offer a range of investment choices for everyone. We aim to deliver strong returns for our members whilst also tackling climate change and making a positive difference to society and our planet.

Need some help?

You can speak to SAVA, contact us or visit the help centre