Fund factsheets
Access information about our range of funds
Sustainability
Retirement savings are powerful – if invested wisely, they can grow as well as help with major global issues
Use your pension to help tackle the climate crisis
Did you know that a green pension can cut carbon 21x more than giving up flying, going vegetarian and switching energy provider (source: Make My Money Matter)?
Hear from ten savers as they discover just how powerful their pension is and how surprised they are to learn where their pension savings are invested.
Our pension is sustainable
1. Our default fund is invested in a sustainable way
Most pension schemes have an aim to invest in sustainable funds in the future. At Smart Pension, it’s something that we’re already doing.
2. Net Zero by 2040, and we’ve already reduced our emissions by 50%
Our default growth fund will be net zero by 2040. This is ten years earlier than 2050, which is when most pension providers are committing to be net zero.
3. Removing deforestation from our investments
Over a billion people rely on forests for food, shelter, medicine or fuel. That’s why we are committed to removing deforestation from our investments.
4. Investing in green projects
We invest in the Mirova Global Green Bond Fund which finances specific projects with high environmental and social impact, by selecting the opportunities that will reshape our future for a low carbon world.
5. One of the first carbon-zero office buildings in central London
We moved into new offices, known as ‘The Smart Building’, in 2022. They are operationally carbon-zero, powered entirely by electricity from renewable sources.
6. Investing to improve biodiversity
Biodiversity supports everything in nature that we need to survive such as food, clean water, medicine and good health. That's why we invest members investments’ in a biodiversity fund.
7. Investing in the transition to a lower carbon economy
We invest in the J.P. Morgan Carbon Transition Fund which invests in industries that manage the risks of climate change and contribute to the solutions.
8. Our investment approach helps local communities
We are focused on investing into projects or businesses that benefit local communities, such as education, clinical research and renewable energy, as well as providing a strong potential financial return.
Investment funds and downloads
Download fund factsheets and other investment-related documents and find out how our investment funds have performed.
Understanding pension saving volatility
Various events can cause investments to go up and down, including global pandemics, changes in government or central bank policies, war and crises, changes in the demand and supply of certain products, and much more. While we can’t control the impact of these changes on investments, we look to offer a range of investment options.
Learn about sustainable investing
Learn how saving for retirement can help tackle climate change. Discover what ESG is and more.
Explore investment options
We offer a range of investment choices for everyone. We aim to deliver strong returns for our members whilst also tackling climate change and making a positive difference to society and our planet.