Financial Advisers

Learn how Smart Pension can help meet your clients’ pension needs – talk to us today

Why should your clients choose Smart Pension?

Save time

Reduce the time you spend running a pension. We take care of governance and provide the tools to stay compliant.


Many companies switch to a master trust to make their pension economical.

Easy transfer process

Our experienced pension experts will manage the switch seamlessly.

Tech and innovation

We favour technological solutions and invest heavily in user research.

Set up a new client with Smart Pension

I have clients with Smart Pension

You can sign in to your Smart Pension account and add new clients quickly. Or contact us:

I don’t have clients with Smart Pension

Learn more about how Smart Pension can help your clients by speaking to our dedicated team:

What your clients' members can access

A digital platform

Our award-winning platform is designed to make it easy for members to access their account in real-time through the app or website.

Digital retirement solution

Access to an innovative retirement dashboard, Smart Retire, making it simple for users to manage their money in the lead up to and during retirement.

Financial wellbeing for members

Meaningful financial support is provided for all members because it's important to us that they feel comfortable with their money.

Smart Rewards for members

A free benefit for members – over 1,400 rewards, helping members to save up to £600 in discounts at major retailers.

Bringing pensions together

Members can see all their retirement savings in one place, by adding all their different pensions to our retirement dashboard tool.

AI customer service agent, SAVA

Our interactive avatar, SAVA, capable of responding to human questions in real-time across all devices, has joined Smart Pension to provide customer support 24/7, 365 days a year.

Frequently asked questions

Can you tell me more about the Smart Pension Master Trust?

Smart Pension is an award-winning pension platform and the Smart Pension Master Trust is authorised and supervised by The Pensions Regulator (TPR). Our master trust scheme helps hundreds of thousands of individuals save for their retirement and has underlying funds in Barclays, J.P. Morgan, HSBC UK, Natixis, Legal & General and Aquiline.

Can you tell me more about your trustee board?

Andy Cheseldine chairs our board and has been named as one of the top 25 most influential investment consultants in the past five years – a testament to his reputation. Andy has over 35 years of experience in consulting on defined benefit (DB) and defined contribution (DC) pension schemes. Meet our trustees here.

Can my client move to Smart Pension from a trust-based pension scheme?

Yes they can. Usually, from our experience, companies transfer their pension over to Smart Pension due to cost. After reviewing the costs of paying for their own trustees, governance, scheme administration and investment strategy, companies tend to conclude that moving to a master trust pension provider (like Smart Pension) is far more cost effective. To learn more about moving your clients from a trust-based scheme to Smart Pension, visit our upgrade from a trust-based pension page.

Can my client move to Smart Pension from a Teachers Pension Scheme?

Yes they can. To find out more, including how to contact us, visit our pension for independent schools page.

A pension that’s easy to recommend to your clients

With access to a wide range of fund options and a platform that enables employees to be proactive in their retirement decisions, we’re a solid choice. Making it easy for IFAs, corporate advisers and employee benefit consultants to recommend Smart Pension to their clients.

Awards and achievements

Smart Pension Reviews

Talk to us now

Book a call today and join the thousands of advisers who are already using Smart Pension for their clients and helping over a million members save for retirement.

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