A pension for independent schools

We offer a digital-first pension – contact us to find out more today
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Why choose Smart Pension?


We have an independent board of trustees and are authorised and supervised by The Pensions Regulator.

Save time

Access a purpose built, market-leading DC platform with API integration to reduce the time you spend running a pension.


Our modern technology makes us extremely efficient which allows us to keep our charges low.


We give members the ability to manage their pension savings on an app, at any time at the tap of a finger.

Give your employee access to modern features

A digital platform

Our award-winning platform is designed to make it easy for members to access their account in real-time through the app or website.

Financial wellbeing for members

Meaningful financial support is provided for all members because it's important to us that they feel comfortable with their money.

Smart Rewards for members

A free benefit for members – over 1,400 rewards, helping members to save up to £600 in discounts at major retailers.

Digital retirement

Access to an innovative retirement dashboard, Smart Retire, making it simple for users to manage their money in the lead up to and during retirement.

AI customer service agent, SAVA

Our interactive avatar, SAVA, capable of responding to human questions in real-time across all devices, has joined Smart Pension to provide customer support 24/7, 365 days a year.

Bringing pensions together

Members can see all their retirement savings in one place, by adding all their different pensions to our retirement dashboard tool.

Frequently asked questions

Why move from a Teachers’ Pension Scheme to Smart Pension?

Many schools will find that switching to a modern master trust pension like Smart Pension will make their pension scheme more cost-effective and support you to remain compliant. Smart Pension takes care of governance, compliance and trustees – all the while improving member engagement, service levels and innovation – allowing you to focus on the running of your school.

Can Smart Pension help to reduce the cost of running our Teachers' Pension Scheme?

If you have worked through the numbers and are under pressure from your board of governors to reduce the cost of running a pension for your school then Smart Pension may be able to help. Our digital-first technology makes us extremely efficient which allows us to keep our charges low. Many companies switch to Smart Pension to reduce the pension charges their employees pay.

Is the quality of the data in your pension scheme good enough?

Don’t let the data held within your pension scheme be a barrier to switching to another pension provider. We’ll work with you on getting the data accurate during the switch process.

Clients who recommend Smart Pension

Dukes Education Group

“What we particularly like about Smart Pension is its great service and support offer, coupled with value for money. They offer huge amounts of flexibility and first-class technology, including payroll integration to make life simple, with a truly excellent Support Team.”



Smart Pension Reviews

Talk to us now

Book a call with us today and join over 70,000 employers who are already using Smart Pension and helping over a million individuals save for retirement.

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