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Life expectancy calculator

You could live to 100, or beyond.

Understanding your potential life expectancy can help you make more informed decisions about your pension, including how much to save and how you might use it in retirement.

Age
Sex

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Your average life expectancy is

0years

However there's a chance you might live longer...

0years1 in 4 chance
0years1 in 10 chance
100years
1 in 4 chance

The life expectancy data used in this calculator has come from the Office for National Statistics (ONS).

Figures shown are only a guide. Your individual life expectancy will depend on many other factors which cannot be included in the calculator, including your health, lifestyle choices and family history.

How the life expectancy calculator can help

Our life expectancy calculator helps you estimate how long your retirement could last.

To work this out, subtract the age you plan to start taking your pension from the age you might live to. The result gives you an estimate of how many years your pension savings may need to last.

Understand how long your retirement income may need to support you

Decide when to take your pension

Plan how to keep your savings on track over time

Your next steps

See how your pension savings are shaping up for retirement by bringing your old pensions into your Smart Pension and view your total savings in one place.

1

Check your pension savings

See what your pension savings are looking like so that you know how much income you’ll have in the future. 

2

Transfer your pensions

For a complete view of all your pension savings, transfer your previous pensions to Smart Pension.

3

Use the retirement needs calculator

See how much income you may need in retirement for your ideal lifestyle.

4

Look after your financial wellbeing

Use our tools and guidance to understand your pension and plan for retirement with more confidence.

Bring your pensions together

Over time, it’s common to build up multiple pensions from different jobs. Bringing them together gives you a clearer view of your total retirement savings, helping you understand how your pension may support you over time.