Your workplace pension offer as a Tide customer

For new small businesses that need a workplace pension. Set up your auto enrolment account with Smart Pension and fulfil your legal obligations online.

Tide customer offer


As a Tide customer, your employees will receive 20% off their Smart Pension monthly member charges. This means that if they remain in the  Smart Pension default investment fund, they’ll only be paying £1 a month and an annual management charge of 0.30%.

Why choose Smart Pension?


Smart Pension is one of the UK’s leading online pension providers for small businesses. Their award-winning platform is designed to make life easier for you and save you time each month when running payroll. It also makes it easier for your employees to view their savings in real-time, adjust their contributions and manage how their savings are invested.

As a Tide customer, you'll also benefit from:

  • No set up charge for you as an employer.
  • A reduced monthly member charge of £1 as opposed to our standard £1.25 (a 20% discount).
  • An annual management charge of 0.30% on investment funds for members who remain in the default investment strategy.
  • Priority onboarding and relationship management.
  • Free access to Smart Rewards platform for members – Smart Rewards provides access to discounts at over 1,200 UK retailers, potentially saving members up to £400 a year.
  • Introductory offer available until 01/03/2022. Any pension accounts opened during the six months will receive the reduced rates for the lifetime of the account.
Set up your pension


Terms and conditions apply
. Smart Pension Limited reserves the right to make changes to the terms and conditions of its products from time to time in accordance with the Terms of Use. We will provide one month’s notice of any change to the charges as set out in the Terms of Use.