Welcome to Smart Pension

Here’s everything you need to know about your pension with Great British Nuclear

About Smart Pension

We’re one of the UK’s largest workplace pension providers.

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We help 2 million+ people save for their future

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We support 100,000 employers

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We look after £10 billion+ of our UK members' savings

As of June 2026

Your three steps to pension success

Sign in to your Smart Pension account

  • We’ll send you an activation email to set up your account for the first time, so keep an eye out for it. Our top tip is to sign up using your personal email address so that if you change jobs in the future, you can still keep track of this pension.
  • Once you’ve activated your account, you can use this link to sign in and check your pension balance, review your retirement age, combine your old pensions, change how your money is invested and much more. It also means you won’t lose track of your pension in the future.

Protect your loved ones

Did you know that your pension doesn’t form part of your estate? To protect your loved ones if you die before retiring, you need to tell us who you’d like to leave your pension savings to. It’s quick and easy to do and gives you peace of mind, plus you can change your beneficiaries at any time. Click on the Beneficiaries tile to get started.

Download the app

Take your phone out, and either on the App Store or Google Play, type in ‘Smart Pension’ and download our app. You can do both steps above on our app! Plus then you can check your pension balance whenever you like.

Your pension benefits

Financial wellbeing hub

Our hub is full of money saving tips and techniques, giving you meaningful support about all your finances.

Financial coaching

It’s important you feel comfortable with all areas of your finances, so we’ve partnered with Octopus MoneyCoach.

Combine your other pensions

Keeping all of your pension savings in one place makes it easier to keep track of your retirement goals and saves you time with less pension admin to do. Our unique online tool enables you to find any pension savings you've lost or forgotten about. Just click on the Combine pensions tile in your Smart Pension account to get started. Find out more about combining all your old pensions or take a look at our transfer guide.

Choose from a wide range of investment options

We’re proud to offer a Shariah fund and a fossil fuel free fund. Take a look at our investment guide which explains all the options. You can easily change how your money is invested by clicking the Investments tile in your Smart Pension account.

Tackling climate change is very important to us and we’re leading the race to net zero among pension providers. Find out more about sustainable investing.

Easily boost your pension savings

When you have spare money, another way to boost your pension savings is by making a one-off payment. It can also be useful from a tax planning perspective. Find out more about making a single contribution.

You can increase the percentage you pay into your pension at any time by heading to the Contributions tile of your Smart Pension account. You can also click on the Pension calculator tile to see the impact of upping your pension contribution on your retirement income.

Explore your retirement options

If you’re close to retirement age, you may want to start thinking about how you’ll take your money. We have a wide range of options to suit everyone. Read our retirement options guide.

We offer Smart Retire, an online retirement account that can be used to manage your retirement income flexibly. Find out more about Smart Retire.