Smart Rewards

At Smart Pension, we offer more than just a pension. We want to help you save money today as well as for retirement.

Make the most of your money, today

You could save up to £600 a year on your groceries, clothes, travel, and more from 1,400+ retailers.

Cashback discounts

Shop as you usually do online and build savings in your Smart Rewards account. Why not use these savings to top up your pension?

E-vouchers

Enjoy additional savings when you purchase vouchers from large retailers for both online or in store purchases. Check the terms & conditions before you buy!

Exclusive offers

Get access to exclusive discounts on electronics, health and wellness products, cinema tickets, travel, skin care, home décor, and many more.

What you get with Smart Pension

Check your pension balance

Find and combine pensions

Compare investment funds

Financial wellbeing guidance

Update your personal details

Add money

Change investments

Savings nudges

Set your retirement age

Make a regular payment

Use our pension calculator

Take your pension

Grow your financial knowledge

Why is your retirement age important?

Your retirement age can have a big impact on your future income.

The powering of compounding

See how compounding can grow your pension over time and help you build your retirement pot.

Get the pension checklist

Understanding what you have and making a plan can help you retire your way.

New to Smart Rewards?

Join thousands of Smart Pension members already saving on everyday purchases with Smart Rewards – a free benefit provided by Fizz Benefits Limited, helping you save money at your favourite online and high street retailers. It only takes a minute to sign up.

Make retirement easier with one account

Bring your pensions together, see everything clearly, and take your next step towards retirement when you’re ready.