Now managing £10bn of assets
assets under management
members
5-star Trustpilot reviews
employers
As of June 2026
We’re proud of this major milestone
Read more on how we are now managing £10bn of assets.
One of the UK’s largest and fastest-growing pension providers
Offering a workplace pension as a defined contribution master trust for employers of all sizes.
We are digital first, not digital only. We provide excellent customer experiences and access to human expertise as standard.
Our technology is our backbone, removing barriers and creating frictionless experiences, clear choices and speed.
We push to modernise pensions. Reducing pain points and innovating to deliver better long-term outcomes, for people and the world we live in.
"Reaching £10 billion AUM is a key milestone and increasingly important given the regulatory focus on scale. However, what underpins this success is our unparalleled focus on innovation to deliver an exceptional service experience, low costs and net return performance for our customers. This is what has got us to where we are today and what will get us to our next phase of high growth."
Jamie Fiveash, CEO of Smart UK
"As the UK pensions market approaches a trillion pounds in assets, it urgently needs the same technological overhaul that utilities and other sectors have undergone in recent years. By replacing decades-old legacy systems, we can make saving simpler for millions of people, unlock significant value across the industry, and champion UK investment."
Andrew Evans, Co-Founder and Group CEO of Smart
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"We know our fragmented pensions system has meant people’s savings are not working hard enough. The Pensions Schemes Act is helping change that, supporting a pension landscape made up of bigger and better pension schemes that can ensure more of today’s workers have a comfortable retirement."
Torsten Bell, Minister for Pensions
Image credit: Torsten Bell © House of Commons / Roger Harris
Why choose Smart Pension?
100,000 employers already choose Smart Pension as their workplace pension provider of choice, and these are some of the reasons why.
Stand-out service
With efficient technology and support processes in place, members get the time, attention and resources they need.
A digital approach
Whether it’s through the Smart Pension app or our easy-to-use online account, members can make instant changes to their pension.
Payroll integration
Our platform integrates with payroll software, automating routine tasks and streamlining administration for employers.
Investments
Our carefully constructed and governed investment strategies are designed for positive long-term outcomes.
Retirement
We offer a range of retirement options, practical support and built-in planning tools to help members retire the way that suits them.
Salary sacrifice
We offer this as standard. Explore to see how your business and employees could pay less National Insurance (NI) contributions.
Expert governance
You can be confident that members’ savings are looked after and that expert governance is in place.
Value for money
Our digital-first technology helps boost efficiency, keeping costs low for members.
Join Smart Pension today
Join 100,000 employers and two million individuals already using Smart Pension to help save for retirement.