We know that some of our customers don’t have a UK bank account. Luckily, our partners can help.
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​Wise Business

Wise is an online account that lets you send money, get paid and send money internationally. With a Wise account, you can set up Direct Debits to your Smart Pension account and also benefit from much better currency conversion rates than with a High Street bank.

• No geographical restrictions
• Some industries are not eligible – click for further information.
• Smart Pension clients receive a free account as an employer, with a one-off payment of just £16 or Wise's local fee, to access local account details and enable payments to us
• Save money on foreign currencies by converting them at the mid-market exchange rate
• Smart Pension clients can take advantage of a commission-free Wise currency conversion, up to the value of £10,000
• Priority onboarding process

For more information and sign up

Wise - Terms and conditions
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​Tide Business

Established in 2015, Tide is one of the first digital-only finance platforms in the UK to provide current accounts for businesses. It enables businesses to set up a current account and get instant access to various financial services (including automated bookkeeping and integrated invoicing).

• Requires account holders to hold an active UK smartphone to download the account app, and the company must be registered with Companies House in the UK
• Some industries are not eligible
• Smart Pension clients get a free Tide Business account, as well as exclusive benefits including:
  - £60 balance upon opening your Tide account- priority onboarding- free transfers for a year

For more information and sign up

Tide Business - Terms and conditions