Mindset changes

It all starts with you

Positive Mindset

It’s all too easy to feel as if you are fighting a losing battle with money, as costs seemingly increase everywhere we go. We all feel like that from time to time. However, changing your mindset when it comes to money can make a big difference, as well as protecting both your current and future financial self.

Come back to purchases

When it comes to any large financial decision or purchase, the reason the old saying “sleep on it” has been around so long is that it’s true!

It’s especially relevant when it comes to luxury spending or ‘nice to have’ purchases, such as when buying clothes or contemplating buying something online. Try to avoid any impulse spending on unnecessary items.

Positive mindset

Your money mindset is an overriding attitude when it comes to your finances. Knowing that you can achieve your goals is the first step towards actually reaching them. Money can be a stressful topic for everyone, but making just one positive change can have a snowball effect on your mindset and lead to lifelong changes.

Don’t be afraid to talk about money

Don't see your finances as a taboo. If you are struggling, don’t be scared to ask for help – whether from friends, family, colleagues or anyone you trust. A problem shared can be a problem halved, and you may well be surprised how many people are feeling the same or have experienced hardship in the past and overcome it.

Learn more about your finances

Plenty of free resources are available online to help you get to grips with all things relating to money and finances. Knowledge really is power when it comes to spending and saving. Two great places to start are our financial wellbeing hub and the money helper website.

Developing a growth mindset, while viewing challenges and obstacles as opportunities to learn and grow, rather than threats to your financial wellbeing, can help you achieve your savings goals.


The information, money-saving tips, tools and techniques provided are for guidance purposes only and do not constitute financial advice. Where we provide links to third-party websites we are not responsible for their content. It is therefore important you carry out your own independent research.

If you need financial advice you can locate an adviser on the MoneyHelper website below.

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