Smart Rewards

Thousands of discounts from your pension provider

We all know the saying ‘look after the pennies and the pounds will look after themselves’. Every little saving is more important now than ever before, so as a Smart Pension member why not make the most of Smart Rewards?

What if we told you that you could earn cashback on just about everything, including the things you already buy – think shoes, your food shop and even holidays?

What is Smart Rewards?

Smart Rewards is our unique offering to all our pension savers. It’s a saving and discount scheme that helps you keep even more of your hard-earned cash in your pocket, with access to discounts and special offers from over 1,400 retailers. Best of all, it’s free! As a Smart Pension member, you get access to a range of reductions, including digital discount vouchers, digital cashback offers and money-off codes – you could save up to £600 a year.

Through Smart Rewards, you can access:

  • Digital vouchers and cashback – the money you save builds up in your own digital wallet, which can be paid onto a prepaid Mastercard or transferred to a bank account of your choice.
  • Discount codes – ready to use at any online checkout.

Not just shopping!

The best thing about Smart Rewards is that the offers aren’t restricted to online shopping. They can be used in high street stores and supermarkets – and beyond.

We know that saving for your future self is important but so is keeping the pounds in your pocket today. Accessing Smart Rewards is easy – just sign in to your Smart Pension account and choose Menu, Extra services, Smart Rewards and register for free. If you've already signed up, sign in to Smart Rewards.


The information, money-saving tips, tools and techniques provided are for guidance purposes only and do not constitute financial advice. Where we provide links to third-party websites we are not responsible for their content. It is therefore important you carry out your own independent research.

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