Use smart speakers to get updates
Smart speakers help you stay up to date with your Smart Pension account without having to go online
Smart speakers support Smart Pension
You won't need to check your Smart Pension every day. And it's important to remember that pension savings do go up and down over time. But if you do have a Google Home or Amazon Alexa smart speaker, you can check in from time to time.
When you first tell a smart speaker about your Smart Pension, it will ask you for your Smart Pension account details. It should be a one-time only set up.
Smart speakers support Smart Pension
You won't need to check your Smart Pension every day. And it's important to remember that pension savings do go up and down over time. But if you do have a Google Home or Amazon Alexa smart speaker, you can check in from time to time.
When you first tell a smart speaker about your Smart Pension, it will ask you for your Smart Pension account details. It should be a one-time only set up.
What questions can you ask?
"... how is my pension doing?"
Through your smart speaker, we can give you an overview that briefly covers how your pension's been performing in the last quarter. Please bear in the mind that pension savings do go up and down: they're designed to be a long-term investment and will fluctuate naturally.
"...what's my pension summary?"
You'll hear how much you and your employer have put in, as well as how much you put in last month. Your smart speaker will also let you know if there are any matched contribution offers available from your employer.
"...what's my pension worth?"
Your smart speaker will tell you how much money is in your Smart Pension account, how much you've put into the account in total, and what your employer’s contributions have been too.
"...increase my contributions."
Your smart speaker will ask you to confirm your date of birth and how much extra you'd like to put in. It must be said as a percentage. So, for example, "Please increase my contribution by two per cent." Your speaker will ask you to confirm the percentage, and we'll send a confirmation of the change by email to both you and your employer.
What questions can you ask?
"... how is my pension doing?"
Through your smart speaker, we can give you an overview that briefly covers how your pension's been performing in the last quarter. Please bear in the mind that pension savings do go up and down: they're designed to be a long-term investment and will fluctuate naturally.
"...what's my pension summary?"
You'll hear how much you and your employer have put in, as well as how much you put in last month. Your smart speaker will also let you know if there are any matched contribution offers available from your employer.
"...what's my pension worth?"
Your smart speaker will tell you how much money is in your Smart Pension account, how much you've put into the account in total, and what your employer’s contributions have been too.
"...increase my contributions."
Your smart speaker will ask you to confirm your date of birth and how much extra you'd like to put in. It must be said as a percentage. So, for example, "Please increase my contribution by two per cent." Your speaker will ask you to confirm the percentage, and we'll send a confirmation of the change by email to both you and your employer.
Instant changes to your
pension savings
You won’t need to check in on your pension savings every day. They're designed to be a long-term investment. But if you do need or want to get an update, then the secure Smart Pension makes it easy to get that information straight away. There’s no need to make a phone call or to wait for a letter.
Our app will give you real time information about your pension savings. It puts your future into the palm of your hand.
Instant changes to your
pension savings
You won’t need to check in on your pension savings every day. They're designed to be a long-term investment. But if you do need or want to get an update, then the secure Smart Pension makes it easy to get that information straight away. There’s no need to make a phone call or to wait for a letter.
Our app will give you real time information about your pension savings. It puts your future into the palm of your hand.
Smart Pension's fund choices
Smart Active Impact Bond Fund
Aims to invest in bonds which have an environmental impact and generate financial return above the global green bond market, taking into account Environmental, Social and Governance issues when selecting investments.
As this fund was recently launched, a factsheet is not yet available.
Smart Active Impact Equity Fund
The aim of this fund is to invest in equities which provide growth over the long term (being a period of five years or more) and invest in companies that contribute to the achievement of the United Nations’ Sustainable Development Goals.
As this fund was recently launched, a factsheet is not yet available.
Smart All Stocks Index – Linked Gilts Index Fund
Aims to track the return of the FTSE Actuaries British Government Index Linked All Stocks Index, which features UK government bonds with returns linked to the Retail Price Index (RPI).
Smart Annuity Fund
Aims to improve potential outcomes for investors likely to purchase fixed annuities by providing a diversified exposure to assets that reflect the broad characteristics of investments underlying a typical traditional level annuity product, incorporating Environmental, Social and Governance (“ESG”) considerations as part of the investment strategy.
The fund cannot provide full protection against changes in annuity rates for individual members as these also depend upon a number of other factors (e.g. changes to mortality assumptions).
Smart Cash Fund
Aims to maintain capital and provide a return in-line with money market rates by investing in a range of money market securities denominated in sterling.
Smart Ethical and Climate Fund
Aims to track a filtered index, which excludes companies that operate in industries that breach certain ethical criteria.
Smart Global Bond Index Fund
Aims to invest in different types of bonds in the UK and overseas, taking into account Environmental, Social and Governance factors.
Smart Growth Fund – Higher Risk
This fund carries a higher risk of fluctuation to your savings than other growth funds available but has the potential for high growth, though this is not guaranteed.
Smart Growth Fund – Lower Risk
This fund carries the lowest risk of fluctuation to your savings than other growth funds available but also reduced likelihood of a high return. It may be suitable if you are concerned about volatility.
Smart Income Fund
Aims to provide long-term investment growth up to retirement, and to support flexible income during retirement, taking into account Environmental, Social and Governance factors.
Smart North America Equity Index Fund
Aims to provide broad exposure to companies in the North American equity market, taking into account Environmental, Social and Governance factors.
Smart Sharia Fund
Aims to create long term appreciation of capital through investment in a diversified portfolio of securities which meets Islamic investment principles.
Smart Sustainable Growth Core
Aims to take advantage of Environmental, Social and Governance factors by investing more in companies which score well in these areas.
Smart Sustainable Growth Fund
Aims to take advantage of Environmental, Social and Governance factors by investing more in companies which score well in these areas to mitigate Environmental, Social and Governance risks and benefit people and the planet by having a moderate allocation to investments contributing to solutions for environmental and social issues.
Smart Sustainable Growth Plus
Aims to take advantage of Environmental, Social and Governance factors by investing more in companies which score well in these areas to mitigate Environmental, Social and Governance risks and benefit people and the planet by having a high allocation to investments contributing to solutions for environmental and social issues.
Smart UK Equity Index Fund
Aims to provide broad exposure to the UK stock market, taking into account Environmental, Social and Governance factors.
Smart World (ex UK) Developed Equity Index Fund
Aims to provide broad exposure to large and mid-cap companies in the developed world, excluding the UK, taking into account Environmental, Social and Governance factors.
Smart World Emerging Markets Equity Index Fund
Aims to provide access to key emerging economies taking into account Environmental, Social and Governance factors.
