Swoop Funding customers

Welcome to Smart Pension

Our mission is to transform pensions, savings and financial wellbeing across all generations, around the world. We have evolved to become one of the largest workplace pension providers in the UK, with backing from global financial giants Legal & General Investment Management, J.P. Morgan and Link Group. We are one of the largest workplace pension providers in the UK, operating a master trust scheme for hundreds of thousands of pf members. Pensions can be complex and the industry is slow to innovate. We take a different approach - by putting our customers first and helping them have a better understanding and control of their finances.

Your offer as a Swoop client

As a Swoop client, setting up your free* account with Smart Pension is easy, plus we're giving your employees 20% off their monthly member charges for the first six months (£ instead of £1.25)!

*Preferential rates apply to our default fund only.

Helpful guide

This guide will help you understand how financial coaching with Octopus MoneyCoach can work for your employees.

Book a demo

Learn more

Book a demo to find out how financial coaching can work for your employees. Get in touch with Octopus MoneyCoach and quote SMART PENSION.

Why choose Smart Pension?

Smart Pension is one of the UK’s leading online pension providers for small businesses. Their award-winning platform is designed to make life easier for you and save you time each month when running payroll. It also makes it easier for your employees to view their savings in real-time, adjust their contributions and manage how their savings are invested.

As a Tide customer, you'll also benefit from:

  • no set up charge for you as an employer
  • a reduced monthly member charge of £1 as opposed to our standard £1.25
  • an annual management charge of 0.30% on investment funds for members who remain in the default investment strategy
  • priority onboarding and relationship management
  • free access to Smart Rewards platform for members – Smart Rewards provides access to discounts at over 1,200 UK retailers, potentially saving members up to £400 a year
Set up your pension

Terms and conditions apply

  • Smart Pension Limited reserves the right to make changes to the terms and conditions of its products from time to time in accordance with the Terms of Use
  • We will provide one month’s notice of any change to the charges as set out in the Terms of Use.
  • To access this offer, companies must sign up to Smart Pension before 1 March 2022. After this date Smart Pension’s standard monthly member charges will apply for newly participating employers. Smart Pension reserves the right to amend its charges (including its standard member charges) in the future albeit that the 20% discount on the standard member charges will continue to apply for companies that access this offer.

Member features

  • low charges
  • a default investment strategy
  • wide range of investment options
  • mobile app
  • Amazon Alexa and Google Assistant integration
  • retirement options

Smart Pension investment options

Our investment guide sets out our full list of investment options and strategies.

Accessing your Smart Pension account

You should have received an email or a letter from us with details on how to sign in to your account. If you need any help navigating your account please watch our step by step video.

What happens next?

As we prepare to move your current pension savings from Welplan Pensions across to us, we need to make sure that you make no changes to your investment choices or retirement age. During this time there will be some things that you can and can’t do in your account, and some tasks that we can’t process until the transfer is complete.

Please note that these dates are approximate. The transfer may take a few weeks to appear in your account so please don’t panic. We’ll let you know once the transfer is complete.

Contact us

If you have any questions please email member@smartpension.co.uk