Reasons to stay with Smart Pension
Here's some more information about us, so you can decide whether leaving is the right choice for you
About Smart Pension
We’re one of the UK’s largest workplace pension providers.
We help 1 million+ people save for their future
We support 70,000+ employers
We look after £3 billion+ of our members' savings
Why stay with Smart Pension
Smart Pension app
You can use the mobile app to stay on top of your retirement plans and manage your pension savings whenever and wherever you like.
Smart Rewards discounts
You get free access to over 1,400 discounts, helping you save up to £600* a year at major retailers, including Amazon and Tesco.
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Financial wellbeing hub
Our hub is full of money saving tips, tools and techniques, giving meaningful financial support about all your finances, not just your pension.
Sustainable commitment
We offer a Fossil Fuel Free fund and are leading the race to net zero by 2040, so you can make sure your money helps the world around us.
Varied investment options
You don’t have to use one of our pre-built investment strategies – you can choose your own investments from our selection instead.
Easy transfers in
Our easy online tool can bring all of your other pensions together in just a few clicks – we do all of the hard work for you.
*Source: Smart Pension / Office of National Statistics.
Watch out for scammers
Protect yourself from pension scammers by reading our Scam Smart page. If something seems too good to be true, chances are it is.
Find out more on our scam smart page.
Need guidance or advice?
If you need some help making decisions about your pension, you can get either guidance or advice. MoneyHelper offers free pensions guidance through their online form, online chat or phone them on 0800 011 3797 Monday-Friday from 9am to 5pm, excluding bank holidays.
If you would like personalised advice, you should get in touch with an independent financial adviser – you can find a list local to you on the Money Helper website.
Still want to transfer out?
Transferring your pension savings to another pension provider is a big decision and could have a significant impact on your financial future.
If you still don’t want to stay with Smart Pension, you can find out how to transfer out by reading this help article.
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Still want to opt-out or cease membership?
Opting-out or ceasing membership are both big decisions and could have a significant impact on your financial future. By leaving your workplace pension scheme, you will miss out on pension contributions from your employer. Be aware that there are specific rules on re-joining so please think carefully.
If you still want to leave Smart Pension, you can find out how to opt-out or cease membership by reading this help article.