New solution developed in partnership with Natixis Investment Managers opens up the benefits of illiquids for Smart Pension’s DC members, through the new MV Dual Credit Fund.
Most people don’t know where their pension contributions go when they pay them each month
Some think their money sits in a Smart Pension bank account, waiting for it to be withdrawn at retirement. However, we invest money in companies and funds which aim to earn more money than if the money was sitting in a bank account.
However we don’t just look at the financial aspect of where we invest, we increasingly invest money in companies that do things to help society and our planet.
An industry term that explains this approach is ‘ESG investing’ which stands for Environmental, Social and Governance. This means when investing, we take into consideration factors ranging from the Environmental impact with the aim to protect the planet, Social impact - looking at issues affecting fair treatment of people and Governance which considers the way companies are run. Read our climate policy to learn more about our investment strategy using an ESG index.
Sustainable investing means we aim to generate financial returns on pension savings so that you can have a more comfortable retirement, and do so in a way that will positively impact society and our planet.